Since late 2023, the average credit score for U.S. adults has held steadily at a healthy 715, according to Experian. But don’t worry if your scores fall below that figure. For anyone Gen X or younger, it’s normal to have scores below 700. Plus, anything 670 or higher is still considered “good” by most lenders.
Still, it can be helpful to understand how credit scores change with age — and how yours compare to your peers. Read on for a breakdown of average credit scores by age, and what factors impact those scores.
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