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If you recently got a mortgage but aren’t satisfied with the interest rate or terms, you’re probably wondering if you can refinance it right away. The short answer is: It depends. In some cases, homeowners may be able to refinance immediately. But depending on your loan type and lender’s requirements, it could also take six months or longer.
Here’s everything you need to know about the waiting timelines and costs associated with mortgage refinancing.
Refinancing your mortgage could potentially save you a good chunk of change over the life of the loan. However, not every mortgage lender or type of loan allows you to refinance immediately; some may enforce a waiting period. So, how soon can you refinance a home mortgage?
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