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Being part of a couple inevitably means sharing financial decisions with someone else, from who will pick up the check after dinner to how you’ll split the rent.
For couples who share household expenses, having a joint bank account can make some of those financial decisions easier. According to several studies, pooling your resources into a shared account can also increase relationship satisfaction for couples who have been together for at least a year.
However, every couple is different, and only about 40% of couples fully merge their finances, according to a study from Zeta. If your partner’s spending habits are too dissimilar from yours or they have money problems, opening a joint account could invite financial trouble.
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